Terms & Conditions


Thank you for visiting the Ethiopia Movable Collateral Registry website.

By accessing and using any part of this website, you are deemed to have accepted to be legally bound by these terms & conditions of use.

Please read these terms & conditions carefully before you start to access and use the website.


1. General

These terms & conditions of use may be changed in part or in whole, from time to time without notice. All changes will be published on this page, and your use of this website after such changes have been posted will constitute your irrevocable agreement to the variation of the terms & conditions of use.


2. Proprietary Rights

This website is owned and operated by the Ethiopia Movable Collateral Registry Office (hereinafter EMCRO) housed in the National Bank of Ethiopia.

The intellectual property rights in this website, including the logos, information, source code, databases, website design and software programs contained on this website are protected to the fullest extent of the law. All rights, title, interest in the contents are owned by, licensed to or controlled solely by EMCRO.


3. Restrictions on use of Materials

Except or otherwise provided, the contents and materials of this website shall not be copied, modified, republished, uploaded, posted, transmitted or otherwise distributed howsoever, without prior written permission of EMCRO.

You may download any information provided on this website for your own personal and non-commercial use provided you keep intact all accompanying copyrights.

Modification of any of the contents or use of the contents for any other purpose will be a violation of EMCRO’s intellectual property rights.


4. Information Contained on the Website

While EMCRO shall take all reasonable care to ensure that the information contained on the website is accurate and up to date, EMCRO makes no representations, warranties or undertakings about any of the information content or materials provided on the website (including, without limitation, any as to quality, accuracy, completeness or reliability.)


5. Disclaimer of Warranties and Liability

The website, its content and services are provided on an “AS IS” and “AS AVAILABLE” basis without any representations or warranties of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

Any and all liability to you that may arise from your access to and use of the website, whether due to negligence, breach of duty or otherwise, is excluded to the maximum extent permitted by law.

No warranty is given that the functionality of the Website will be uninterrupted or error free that defects will be corrected or the website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

The website may contain links to third party websites that are not owned, operated, or controlled by EMCRO. EMCRO is not responsible for the content, privacy policies or practices of other websites or the entities which own them. Links to other sites are provided simply for your information and do not imply that EMCRO approves of those sites or their content.


6. Username and Password

The website provides the platform to register in order to gain access to the specific Registry services. If you register, it is your responsibility to maintain the confidentiality of your personal information and password for using the Registry System.

EMCRO cannot and will not be liable for any loss or damage arising from your failure to comply with this clause.


7. Termination

EMCRO reserves the right to terminate or suspend your right to access or use part or the entire website at any time, without prior notice and without detailing our reason for doing so.


8. Governing Law

These terms and conditions of use shall be governed and construed in accordance with the laws of Ethiopia, without regard to its conflict of law principles.


9. Right of Access

EMCRO reserves the right to update or modify this website from time to time. EMCRO further reserves all rights to deny or restrict access to this website to any particular person, or to block access from a particular internet address to this website, at any time, without ascribing any reason whatsoever.


Your Obligations

You agree:
a. To follow and accept all instructions and information in this website when performing a transaction.
b. To provide information, which is true, current, complete and accurate when performing a transaction.
c. Not to perform any speculative, false or fraudulent transaction.
d. To pay all fees, as proposed in the directive issued by the National Bank of Ethiopia, in respect of your transaction.
e. Indemnify EMCRO for any claims, losses, damages, liabilities, costs and/or expenses, arising directly or indirectly from your access of and/or use of this website, including without limitation, any claims of infringement of a third party's rights, and any breaches of your obligations under these terms & conditions.